Whatnot Fee Calculator
CheckedThis Whatnot fee calculator shows Whatnot's commission and payment processing on a sale, and what you keep after your costs. Free, no sign-up, and the result updates as you type.
Enter your numbers
Whatnot charges two fees on two different bases, and sellers who subtract one round number from the hammer price are always short. The 8% commission is taken on what the item sold for. The 2.9% + $0.30 payment processing is taken on the whole charge, shipping included. On a $60 lot that is about 10.6% in total, but on a $10 lot the flat 30 cents pushes the real rate to 13.9% — which is why cheap lots in a fast stream rarely pay what they look like they pay.
How it's calculated
Net profit = (price + shipping charged) − [price × commission + (price + shipping charged) × processing rate + $0.30] − item cost − your shipping
LaTeX source
\text{Net} = (P + S_b) - \left[P \times \frac{c}{100} + (P + S_b)\times \frac{p}{100} + f\right] - C_i - S_c Whatnot fees in 2026
| Fee | Rate |
|---|---|
| Commission (base tier) Lower for higher-volume sellers and some categories since September 2026. | 8% |
| Payment processing On the whole charge, shipping included. | 2.9% + 30¢ |
US rates for a standard account, from the sources listed at the bottom of this page. The calculator above takes its default rates from this table.
Worked examples
A $60 card sold on stream with $6 shipping
$27.99 net profit
Commission is 8% of the $60 item only, so $4.80. Processing is 2.9% of the full $66 the buyer paid plus $0.30, so $2.21. Whatnot takes $7.01, which is 10.63% of the charge. Take off the $25 you paid for the card and the $6 label and $27.99 is left.
The numbers used
- Item sold for
- 60
- Shipping charged to buyer
- 6
- Whatnot commission
- 8
- Payment processing rate
- 2.9
- Per-order processing fee
- 0.3
- What the item cost you
- 25
- Your shipping cost
- 6
A $10 lot in the same stream
$1.61 net profit
The percentages come to $1.09, then the flat $0.30 takes the bill to $1.39 — a real rate of 13.90%, not the 10.9% the two percentages suggest. With $3 in the item and a $4 label, $1.61 is left. The flat fee is a sixth of the profit on a lot this size.
The numbers used
- Item sold for
- 10
- Shipping charged to buyer
- 0
- Whatnot commission
- 8
- Payment processing rate
- 2.9
- Per-order processing fee
- 0.3
- What the item cost you
- 3
- Your shipping cost
- 4
Questions sellers ask
How much does Whatnot take from a sale?
8% commission on the item price at the base tier, plus 2.9% + $0.30 payment processing on the total charge. Since 21 September 2026 Whatnot lowers the commission for higher-volume sellers and some categories, so enter your own rate if you are on a lower tier. On a $60 item with $6 shipping that is $7.01, or 10.63% of what the buyer paid. The effective rate rises sharply on cheap lots because the $0.30 is flat: a $10 sale loses 13.90%.
Does Whatnot charge fees on shipping?
The commission does not apply to shipping, but payment processing does. So the 2.9% and the $0.30 are calculated on the item price plus whatever the buyer paid for postage, while the 8% is calculated on the item alone. On a $6 shipping charge that costs about 17 cents extra.
Is it cheaper to sell on Whatnot or eBay?
On fees alone, Whatnot. eBay's standard final value fee is 13.6% plus a $0.40 per-order fee ($0.30 on orders of $10 or less), with payment processing already included, against roughly 10.6% to 11% all-in on Whatnot's base 8% commission. The gap narrows on low-value lots and closes entirely if you sell in an eBay category with a reduced rate, such as trading cards.
When does Whatnot pay sellers?
Payouts are released after the order is marked shipped and tracking moves, typically within a few days rather than instantly. The figure that arrives is the net in this calculator, not the hammer price, because both fees are deducted before payout rather than invoiced later.
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