eBay and PayPal Fee Calculator
CheckedThis eBay and PayPal fee calculator adds both fees on one sale, for sellers still taking payment through PayPal alongside eBay's own cut. Free, no sign-up, and the result updates as you type.
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Paying both is a specific situation: an off-eBay invoice, a legacy listing settled outside managed payments, or a second chance offer taken to PayPal directly. When it happens the two fees do not blend into one rate — they are charged independently on the same gross amount, eBay's 13.6% + $0.40 ($0.30 on orders of $10 or less) and PayPal's 3.49% + $0.49, both applied to the item price plus the shipping the buyer paid. That is 17.09% and $0.89 in flat charges, and it is the usual reason a payout looks tens of dollars lighter than the sale price suggested.
How it's calculated
Net profit = (price + shipping charged) − [base × eBay rate + eBay per-order fee + base × PayPal rate + $0.49] − item cost − your shipping, where the eBay per-order fee is $0.30 on orders of $10 or less and $0.40 above
LaTeX source
\text{Net} = B - \left[B \times \frac{e}{100} + f_e + B \times \frac{p}{100} + f_p\right] - C_i - S_c, \quad B = P + S_b, \quad f_e = \begin{cases} 0.30 & B \leq 10 \\ 0.40 & B > 10 \end{cases} eBay and PayPal fees in 2026
| Fee | Rate |
|---|---|
| Final value fee + per-order fee (orders over $10) On the order total, shipping included. Most categories, no eBay Store. | 13.6% + 40¢ |
| Per-order fee instead, orders of $10 or less The final value fee percentage still applies. | 30¢ |
| Final value fee on the part above $7,500 Most categories. | 2.35% |
| PayPal Checkout and invoices PayPal buttons on a store, and invoices. | 3.49% + 49¢ |
| Cross-border surcharge Added when the buyer is outside the US. | 1.5% |
US rates for a standard account, from the sources listed at the bottom of this page. The calculator above takes its default rates from this table.
Worked examples
A $200 item with free shipping, paid through PayPal
$72.93 net profit
eBay takes $27.60 and PayPal takes $7.47, so $35.07 leaves the sale before you have paid for anything — 17.54% of the $200. After the $80 the item cost and the $12 label you absorbed, $72.93 is left. Through eBay managed payments alone the whole fee bill would have been the $27.60.
The numbers used
- Item sold for
- 200
- Shipping charged to buyer
- 0
- eBay final value fee
- 13.6
- eBay per-order fee (orders over $10)
- 0.4
- PayPal rate
- 3.49
- PayPal fixed fee
- 0.49
- What the item cost you
- 80
- Your shipping cost
- 12
A $1,200 sale with both fees applied
$369.03 net profit
eBay's cut is $163.60 and PayPal's is $42.37, a combined $205.97 or 17.16% of the sale. The rate is slightly lower than on the $200 item because the $0.89 of flat fees matters less at this size. After $600 of stock and $25 of postage the order clears $369.03, a 30.8% margin.
The numbers used
- Item sold for
- 1200
- Shipping charged to buyer
- 0
- eBay final value fee
- 13.6
- eBay per-order fee (orders over $10)
- 0.4
- PayPal rate
- 3.49
- PayPal fixed fee
- 0.49
- What the item cost you
- 600
- Your shipping cost
- 25
Questions sellers ask
Is there a fee for using PayPal on eBay?
Not on a normal eBay sale any more. Since eBay moved to managed payments the final value fee of 13.6% + $0.40 ($0.30 on orders of $10 or less) already includes payment processing, and PayPal is simply one of the buyer's payment options rather than a separate biller. A PayPal fee appears only when money moves outside eBay's checkout, such as an invoice you send directly.
Does PayPal charge fees on eBay?
Only when the payment does not run through eBay's own checkout. If a buyer pays you by PayPal invoice, or you complete a second chance offer off-platform, PayPal charges its standard 3.49% + $0.49 on top of anything eBay bills you. Taking a sale off-platform to avoid eBay's fee usually breaks eBay's terms as well as costing you the PayPal cut.
How much are eBay fees on a $2000 sale?
$272.40 through eBay alone at the standard 13.6% rate plus the $0.40 order fee. If PayPal also takes its cut on the same $2,000, add $70.29 for a combined $342.69, or 17.13%. eBay's rate only drops, to 2.35% in most categories, on the part of a sale above $7,500, so a $2,000 order pays the full 13.6%.
How much are eBay fees on $1200?
$163.60 with eBay alone: 13.6% of $1,200 plus $0.40. With PayPal stacked on top the bill is $205.97, because PayPal adds $42.37. If you charged the buyer for shipping, both fees are calculated on that larger total rather than on the $1,200 item price.
What is the PayPal fee for $1200?
$42.37 on a US commercial payment, leaving $1,157.63. That is 3.49% plus the flat $0.49, an effective rate of 3.53%. If the buyer's PayPal account is registered outside the US the cross-border surcharge of 1.5% applies and the fee rises to $60.37.
How to avoid PayPal 3% fee?
On eBay, keep the sale inside eBay checkout — managed payments already covers processing, so there is nothing extra to pay. Off-platform, the honest options are pricing the fee in or moving the invoice to a cheaper processor. Asking a buyer to send friends and family strips both sides of protection and breaches PayPal's terms, and eBay will not back you if the order then goes wrong.
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